Need an appraisal in Saint Tammany Parish?

Here are the top reasons Louisiana homeowners order from Alix Prete - Real Estate Appraiser:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge your property tax assessment in Louisiana
  3. To cut their mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a divorce in the state of Louisiana, where real estate property needs to be divided
  7. Settle an estate in Louisiana by determining the true market value of real estate
Own a house in St. Tammany Parish, Louisiana and need help determining the value of it? Contact Alix Prete - Real Estate Appraiser.

I understand the particular needs of a customer looking for appraisal services. The appraisal process and reporting formats are relatively routine to my business clients like lenders, attorneys, and accountants. Being a consumer that most likely doesn't look at appraisals on a regular basis, you can expect extra guidance and explanations through the appraisal process to more clearly understand what I do and how I document my findings.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. I am objective. I won't just tell you what you want to hear, I'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Challenging St. Tammany Parish's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that's declining. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal from Alix Prete - Real Estate Appraiser is your strongest weapon when challenging your property tax assessment.

Need to cancel PMI?

A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Alix Prete - Real Estate Appraiser is experienced in helping customers just like you remove undesirable PMI insurance.

HELOC recently frozen?

If your house is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. Alix Prete - Real Estate Appraiser can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for efficiency? In a field review I will go out and check the subject and comparables in question. If you need it immediately, I'll provide you with a desk review and verify as many facts as I can, using online data sources as well as my own files.

Do you need a retrospective review of an appraisal report? I can help with that too. Although most review work is commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.

See Appraiser Qualifications at www.alixprete.com


Alix Prete - Real Estate Appraiser 656 Pierce Dr. Mandeville, LA 70448-7504
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